How Much Are Dental X-Rays Without Insurance?


How Much Are Dental X Rays Without Insurance

Understanding the cost of dental X-rays without insurance is crucial for budgeting and managing oral health. This comprehensive article delves into various aspects of dental X-rays, their costs, types, and how to afford them without insurance.

Cost of Dental X-Rays Without Insurance

Navigating the world of dental care without insurance can be daunting, especially when it comes to understanding the costs associated with dental X-rays. The price of these essential diagnostic tools can vary significantly, ranging from $30 to $750, depending on several factors, such as the type of X-ray, the number of X-rays needed, and the geographic location.

How Much Are Dental X Rays Without Insurance
How Much Are Dental X Rays Without Insurance

Understanding the Types of Dental X-Rays

There are several types of dental X-rays, each serving a unique purpose and carrying a different price tag.

  • Bitewing X-rays: These X-rays, which focus on the back teeth, are typically used during routine dental check-ups to check for cavities between teeth. They can cost anywhere from $10 to $100 per set.
  • Periapical X-rays: These X-rays provide a detailed view of your entire tooth, from the crown to the root. They are used to diagnose the source of acute pain and can detect cysts, tumors, abscesses, impacted teeth, and changes in bone. The cost of a periapical X-ray ranges from $15 to $30.
  • Full Mouth X-rays (FMX) or Panoramic X-rays: These X-rays provide a comprehensive view of your entire mouth and jaw. They are relatively expensive due to the numerous images included, with prices ranging from $85 to $250.
  • Cone-beam computed tomography (CBCT): This is the most sophisticated and expensive type of dental X-ray, commonly used before root canals, dental implants, and wisdom tooth extraction. It carries a price tag of $150 to $700.

Insurance Coverage for Dental X-Rays

While this guide focuses on the cost of dental X-rays without insurance, it’s worth noting that many insurance plans do cover a portion of these costs. The coverage can vary significantly depending on the specifics of an individual’s dental plan. Some plans may cover X-rays once or twice a year, while others may cover them whenever necessary due to clinical reasons. However, even with insurance, patients might have out-of-pocket costs, such as meeting a deductible or paying a co-payment.

Average Cost of Dental X-ray Services Across the U.S.

The cost of dental X-ray services can vary widely across the U.S. Here’s a table showing the average cost of dental X-ray services in different states:

State Average Cost of Dental X-ray Service
Alabama $94
Alaska $128
Arizona $107
Arkansas $94
California $117
Colorado $103
Connecticut $113
Delaware $110
District of Columbia $109
Florida $104
Georgia $97
Hawaii $98
Idaho $95
Illinois $108
Indiana $99
Iowa $90
Kansas $93
Kentucky $95
Louisiana $106
Maine $95
Maryland $112
Massachusetts $116
Michigan $107
Minnesota $120
Mississippi $96
Missouri $95
Montana $99
Nebraska $96
Nevada $102
New Hampshire $102
New Jersey $124
New Mexico $94
New York $116
North Carolina $93
North Dakota $104
Ohio $97
Oklahoma $104
Oregon $106
Pennsylvania $109
Rhode Island $117
South Carolina $100
South Dakota $93
Tennessee $94
Texas $101
Utah $105
Vermont $104
Virginia $101
Washington $112
West Virginia $101
Wisconsin $106
Wyoming $104

Why Do I Need Dental X-Rays?

Dental X-rays, also known as radiographs, are a crucial tool in modern dentistry. They provide a comprehensive picture of your oral health that goes beyond what can be seen during a standard oral exam. This allows dentists to diagnose and treat potential issues before they become serious problems.

The Importance of Dental X-Rays

Dental X-rays are important because they give your dentist the whole picture. They help dentists see the condition of your teeth, the roots, jaw placement, and facial bone composition. They are a great diagnostic tool that can help your dentist see any damage or disease that isn’t visible to the naked eye.

What Do Dental X-Rays Show?

Dental X-rays can reveal:

  • Small areas of decay between teeth or beneath fillings
  • Bone loss in the jaw due to periodontal (gum) disease
  • Impacted teeth and other developmental abnormalities, such as cysts and some types of tumors
  • The position of teeth determines what kind of tooth implant, braces, or dentures are required
  • Abscesses, which are infections at the root of a tooth or between the gum and a tooth

Types of Dental X-Rays

Dental X-rays, also known as radiographs, are essential tools for maintaining oral health. They provide internal images of your teeth and jaws, allowing dentists to examine structures not visible during a routine checkup, such as your jawbone, nerves, sinuses, and teeth roots. There are two main categories of dental X-rays: intraoral (inside the mouth) and extraoral (outside the mouth).

Types of Dental X Rays
Types of Dental X Rays

Intraoral X-Rays

Intraoral X-rays are the most common type of dental X-ray and provide a lot of detail, making them a critical tool in detecting cavities, checking the health of the tooth root and bone surrounding the tooth, and monitoring the general health of your teeth and jawbone.

Bitewing X-Rays

Bitewing X-rays show the upper and lower teeth in one area of your mouth. They are particularly useful in detecting decay between your teeth or any changes occurring just below your gum line. Bitewing X-rays, however, do not usually show the roots of your teeth.

Periapical X-Rays

Periapical X-rays provide a view of the entire tooth, from the crown to the root tip. They are instrumental in detecting decay, gum disease, bone loss, and other abnormalities of your tooth or surrounding bone.

Occlusal X-Rays

Occlusal X-rays are used to detect issues in the floor or roof of your mouth. They are helpful in diagnosing fractured or impacted teeth, evaluating the roots of your front teeth, and identifying cysts, abscesses, and jaw fractures. Pediatric dentists may use occlusal X-rays to evaluate developing teeth.

Extraoral X-Rays

Extraoral X-rays are used when your dentist needs to look at larger areas of your mouth, including the jaw and skull. While they do not provide the detail found in intraoral X-rays, they are useful in looking at impacted teeth, monitoring growth and development, and identifying potential problems between teeth, the jaw, and the temporomandibular joint (TMJ) .

Panoramic X-Rays

A panoramic dental X-ray provides a comprehensive view of all the structures in your mouth in a single image, including your upper and lower teeth, jaw joints, nerves, sinuses, and supporting bone. This type of X-ray allows your dentist to get an overview of any existing oral health issues.

Cephalometric X-Rays

Cephalometric X-rays show your entire head from the side, providing a view of the location of your teeth in relation to your jaw. Orthodontists often use these X-rays to plan treatment.

Cone Beam Computed Tomography (CBCT)

CBCT scans capture 3D dental X-rays of your teeth, jaws, joints, nerves, and sinuses. These X-rays can also detect tumors or facial fractures. Surgeons often use dental CT scans to check the height, width, and location of your jawbone before dental implant placement.

Safety of Dental X-Rays

The radiation risk from a dental X-ray is quite small. In fact, the amount of radiation you get from a full set of dental X-rays is comparable to the amount of radiation you absorb from natural background radiation. However, in extremely large doses, dental X-rays can be harmful and may even increase your cancer risk. That’s why you shouldn’t have X-rays more often than necessary. Your healthcare provider can help you weigh the risks vs. benefits of dental X-rays.

Factors Affecting the Cost of Dental X-Rays

The type of X-ray, frequency of X-rays, the requirements of the treatment plan, and the location all have an impact on the cost of dental X-rays.

  1. Type of X-ray: The cost varies significantly depending on the type of X-ray. For instance, a full-mouth series, which provides a comprehensive view of the teeth, can cost around $100-$200. On the other hand, small single-tooth X-rays, which are often used for emergency purposes or to evaluate a specific tooth, may cost as little as $20-35. More advanced imaging techniques, such as 3D CBCT images used for treatments like dental implants or oral surgery, can cost up to $600-$700.
  2. Frequency of X-rays: The frequency of X-rays also impacts the cost. Most people have a full-mouth X-ray series taken at new patient appointments and every 3-5 years. If you need one more frequently, you will usually have to pay out of pocket because your insurance probably won’t approve it.
  3. Treatment Plan Needs: The cost of dental X-rays is often included in your overall treatment plan. For example, an emergency exam will usually require a periapical X-ray, but the film is at an added price on top of your exam fee. If you’re seeing an orthodontist for a consultation, they may bill your insurance for the cost of a panoramic X-ray or offer it free of charge by rolling the cost into your total braces cost.
  4. Geographic Location: The cost of living significantly impacts dental fees, including the cost of X-rays. If one area has a much lower cost of living than another, the dental fees in that region will usually be lower as well. Overhead costs, staff salaries, supplies, rent, and a number of factors will influence the exact fee for certain types of X-rays.

It’s also worth noting that dental insurance can help offset the cost of X-rays. However, the coverage varies depending on the insurance plan and the frequency of X-rays. If you don’t have dental insurance, some dentists offer new patient specials or include a free X-ray with emergency exams. Dental and dental hygiene schools also provide low-cost services and dental X-rays to all patients, sometimes even for free.

Insurance Coverage for Dental X-Rays

Dental insurance plans typically cover dental X-rays, but the extent of coverage can vary significantly depending on the type of X-ray and the specifics of the insurance plan.

There are several types of dental X-rays:

  1. Bitewing X-rays: These are usually taken during routine dental check-ups to check for cavities between teeth. Most insurance plans cover bitewing X-rays once or twice a year.
  2. Periapical X-rays: These show the entire tooth, from the crown to the bone that helps to anchor the tooth in the jaw. They are used to find dental problems below the gum line or in the jaw, such as impacted teeth, abscesses, cysts, tumors, and bone changes linked to certain diseases. Depending on the plan, they may be covered whenever necessary due to clinical reasons.
  3. Full Mouth Series (FMX) or Panoramic X-rays: An FMX is a combination of bitewing and periapical X-rays that covers all teeth. These are typically covered every 3-5 years.

However, it’s crucial to understand that while insurance may cover X-rays based on these general frequencies, the actual coverage will always depend on the specific dental insurance policy and the clinical necessity of the X-rays. Some policies might have limitations or waiting periods, while others may be more flexible if the dentist provides justification for the need.

Factors that can affect how X-rays are covered include the type of plan, coverage tiers, annual maximums, deductibles and copayments, and waiting periods. For instance, most dental insurance plans have an annual maximum amount they’ll pay for services. If a patient has reached this maximum due to other dental procedures, they might be responsible for the full cost of X-rays, even if they are typically covered.

To determine if and how X-rays are covered by your dental insurance, you can review your policy documentation, check online through your insurance provider’s portal, call your insurance provider, or ask your dentist’s office. It’s also important to look for frequency limitations and check for waiting periods.

Remember, the frequency of dental X-rays should be determined based on an individual’s current oral health, age, risk for disease, and any signs or symptoms of oral disease. The American Dental Association/U.S. Food and Drug Administration (ADA/FDA) guidelines recommend that adults with no oral health problems typically will only need X-rays every two to three years. However, people who are at high risk for cavities or have a history of advanced gum disease may need X-rays more frequently.

Risks of Not Getting Dental X-Rays

Dental X-rays are a crucial diagnostic tool that helps dentists identify potential oral health problems that are not immediately visible during a regular oral health examination. They provide a complete picture of the patient’s mouth, allowing dentists to detect symptoms of various issues such as tooth decay, cavities, jaw alignment and bite problems, gum disease, and oral infections.

Skipping dental X-rays can lead to undiagnosed conditions like periodontal disease or tooth decay. Early detection through X-rays can prevent extensive and costly dental treatments later. For instance, tooth decay and cavities often develop in places that are hard to brush and see, like in between teeth or near the gumline. Dental X-rays can spot these cavities before they grow into something much larger.

Moreover, dental X-rays are necessary if your dentist believes that there is bone loss, often associated with gum disease. Changes in the root canal or an abscess are visible through dental X-rays, but they’re impossible to see otherwise.

However, the individual’s oral health status should determine how frequently they receive dental X-rays. The American Dental Association (ADA) recommends updated X-rays at least once every twelve months, but those with no recent dental issues or infections may not need an X-ray every year. On the other hand, those suffering from an active condition, infection, or disease may need to get one every six months.

While there is some radiation involved in dental X-rays, the dose is far from being harmful. With advanced technology, the dangers that once came with dental X-rays are greatly reduced. In fact, digital dental X-rays use 80% to 90% less radiation compared to traditional dental X-ray machines.

However, it’s important to note that all X-rays, including dental ones, can be harmful in extremely large doses and may even increase your cancer risk. That’s why you shouldn’t have X-rays more often than necessary.

Affordable Options for Dental X-Rays Without Insurance

If you don’t have dental insurance, there are several ways to reduce the cost of dental X-rays:

  1. Dental Schools: Many dental schools offer low-cost or sometimes even free X-rays as part of their students’ hands-on training. The supervision of these services by qualified and experienced dentists ensures high-quality care at a reasonable cost.
  2. Payment Plans: Some dental clinics offer payment plans for comprehensive treatments, which can include X-rays. Discussing your financial situation with the dental office may help you find a suitable payment plan.
  3. Dental Membership Plans: Some dental practices offer in-house membership plans that include X-rays in the annual fee. These plans typically provide discounts on various dental services and may be a good option for those without insurance.
  4. Dental Savings Plans: Dental savings plans offer discounts on X-rays and other treatments for a yearly membership fee. These plans can help reduce the cost of dental care for those without insurance.

Remember to research and explore different options to find the most affordable dental X-ray services in your area.


Dental X-rays are a vital part of dental care, providing essential diagnostics that help maintain oral health. While costs can vary, understanding the types of X-rays, factors influencing their prices, and ways to make them more affordable can help in managing oral health effectively without insurance coverage.

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